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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...

How Does Insurance Cover Parking Lot Accidents?

How Does Insurance Cover Parking Lot Accidents?

Parking lots can be crazy places. Whether you’re at the mall, the grocery store, or even just grabbing a quick coffee… all those cars coming and going can up anyone’s chances of being in a parking lot accident. Which may lead you wonder: How does insurance cover parking lot accidents? Let’s walk through a few common scenarios. WHAT HAPPENS IF I HIT SOMEONE ELSE’S CAR IN A PARKING...

How To Shop Safely Online This Holiday Season

How To Shop Safely Online This Holiday Season

You’ve got your comfy pants and your credit card – now, it’s time to knock out your holiday shopping. There’s no doubt online shopping is convenient… but it does come with a fair share of risk, too. Identity theft can happen just as quickly as you can click, “Add to cart.” Fortunately, there are ways to reduce your risk. Follow these expert tips to shop...

Cargo Insurance Vs. Wholesalers & Distributors Insurance

Cargo Insurance Vs. Wholesalers & Distributors Insurance

Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...

What Does My Renters Insurance Cover?

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...